PNB Car Loan Prepayment Calculator
Simulate part prepayments, calculate interest savings, tenure reduction, and 0% prepayment benefits on Punjab National Bank (PNB) car loans.
PNB Loan Parameters
PNB Saarthi Car Loan₹
%
Mos
💰 PNB Prepayment Options
₹
₹
Month #
Total PNB Interest Saved
₹0
Saving 0% in total Punjab National Bank car loan interest!
Time Saved
0 mos
Payoff earlier
Regular PNB EMI
₹0
Per month
Total Amount Paid
₹0
Originally ₹0
Prepayment Charges
₹0 (NIL)
0% penalty on floating
📱 Prepay via PNB ONE App:
- Log in to PNB ONE app > Navigate to Loans.
- Select your PNB Car Loan Account > Tap Part Payment.
- Enter the amount and submit without penalty charges.
Amortization Schedule
Interactive breakdown of balance, interest, and prepayment impact
| Period | EMI Paid | Principal Paid | Extra Prepayment | Interest Paid | Total Payment | Remaining Balance |
|---|
Frequently Asked Questions
What are Punjab National Bank (PNB) car loan prepayment charges?
PNB charges nil (0%) prepayment penalties on floating-rate car loans and for individual borrowers who prepay using their own financial savings.
How to make a part payment for PNB Car Loan online?
You can make an online prepayment via the PNB ONE mobile app or PNB Internet Banking by initiating a fund transfer directly to your PNB vehicle loan account.
Can I reduce my car loan tenure after part-payment in PNB?
Yes, by opting to Reduce Loan Tenure, your monthly EMI remains identical while your total loan tenure shortens by several months, saving maximum interest.