Education & Student Loans
Education loan repayment, moratorium interest math, CSIS/PM-Vidyalaxmi subsidies, Section 80E tax deductions, and study abroad loans.
Available Tools in this Category (14)
Select any tool below to perform instant calculations with formulas and guide tables.
Education Loan Repayment Calculator
Student loan amortization with moratorium grace period interest accumulation and extra prepayment simulator.
Education Loan Prepayment Calculator
Prepay student loans during moratorium or repayment period to save compounding interest with 0% penalty.
Education Loan Moratorium Calculator
Calculate grace period simple interest, capitalization impact, and post-graduation monthly EMIs.
Education Loan Eligibility Calculator
Estimate maximum borrowing capacity based on co-borrower income, FOIR capacity, and university tier.
Education Loan Section 80E Tax Calculator
Calculate unlimited interest deduction under Section 80E (India) and IRS Form 1098-E (US) up to 8 years.
Education Loan Subsidy Calculator (CSIS / PM Vidyalaxmi)
Simulate Central Sector Interest Subsidy (CSIS) and PM Vidyalaxmi 100% moratorium interest waivers.
0% Interest Education Loan Calculator
Calculate savings from 0% interest education loan schemes, CSIS subsidies, and state interest waivers.
Education Loan Without Collateral Calculator
Calculate EMIs and total interest on collateral-free student loans up to โน7.5Lโโน50L ($50kโ$100k).
Study Abroad Education Loan Calculator
Calculate overseas tuition, living expenses, German Blocked Account, and Canadian GIC loan needs.
Student Loan Refinance & Takeover Calculator
Consolidate multiple student loans or transfer to a lower APR lender and calculate lifetime savings.
SBI Education Loan Calculator
Simulate SBI Student Loan, Scholar Loan (IIT/IIM), and Global Ed-Vantage with 0.50% girl concessions.
HDFC Credila Overseas Loan Calculator
Pre-visa disbursements, 100% cost-of-attendance funding, and overseas student loan repayment presets.
How Education Loan Interest is Calculated
Step-by-step math of simple interest during study moratorium vs reducing-balance post-course EMIs.
What is an Education Loan? Complete Guide
Definitive guide on student loans, moratorium rules, required documents, 0% prepayment, and 80E tax tips.