Terms of Service

1. Acceptance of Terms

By accessing and using PrepaymentCalculator, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our calculators or tools.

2. Educational & Informational Purpose Only

All calculators, amortisation schedules, interest savings projections, and debt freedom dates provided on this website are for educational and estimation purposes only.

PrepaymentCalculator is not a bank, lender, or registered financial advisor. Financial regulations, exact compounding methods (monthly vs. daily rest), bank-specific fees, and prepayment penalty clauses vary by institution and jurisdiction.

3. Disclaimer of Warranties

While we strive for 100% mathematical precision based on standard standard amortization formulas, PrepaymentCalculator makes no warranties, expressed or implied, regarding the commercial accuracy or completeness of any projections. Always verify numbers with your official lending institution before making substantial prepayment transfers.

4. Intellectual Property

The visual design, custom UI components, algorithms, and content of PrepaymentCalculator are protected under applicable copyright and intellectual property laws.

5. Contact Information

For inquiries regarding these terms, please visit our Contact Page.