Calculate your exact interest savings, reduced tenure, and part-prepayment amortization for Bajaj Housing Finance & Flexi Home Loans.
Interactive breakdown of balance, interest, and prepayment impact
| Period | EMI Paid | Principal Paid | Extra Prepayment | Interest Paid | Total Payment | Remaining Balance |
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Bajaj Housing Finance offers both standard term loans and flexi term loans. When executing part prepayments on floating-rate loans, individual borrowers face zero penalties and enjoy immediate principal reduction.
No. Individual borrowers with floating interest rate home loans pay 0% prepayment penalty or part-payment charges as mandated by RBI.
You can make part prepayments through the Bajaj Finserv Experia Customer Portal, Bajaj Finserv App, or via NEFT/RTGS by mentioning your Loan Account Number.
The Flexi Hybrid variant allows you to prepay surplus funds and withdraw them back anytime interest-free, calculating interest only on the net daily balance.